Transferrable bank points are especially valuable because they provide multiple options for booking travel. The conventional wisdom is that you get the most value transferring to a frequent flyer program. But that isn't always the right advice. Today, we explore how to make the right choice when you can redeem points towards the cost of a paid ticket or book an award through a frequent flyer program. www.abroaders.com/232

Capital One had created a major shakeup in the travel rewards space by announcing the ability to transfer points to a dozen frequent flyer programs. They now join Citi, Chase, Amex, and Marriott in the realm of super-flexible, transferrable points. We've also got major positive updates to the Amex Business Gold card, more details on the Citi Prestige 4th night free benefit, and a slew of new credit card offers to stack up points before the holidays. www.abroaders.com/230

Australia, New Zealand, and the Pacific Islands are among the trickiest destinations to reach from North America using miles—especially for premium cabin redemptions. Success depends on planning ahead, diversifying your points for maximum options, and knowing what routes to check. This week, we cover all the direct routings with Star Alliance, One World, Skyteam, and a few independent airlines you can book with the right miles. www.abroaders.com/229

Amex Membership Rewards is offering a 40% bonus on transfers to British Airways Executive Club and Iberia Plus through November 15th, 2018. These two loyalty programs can book flights with 29 different airlines—offering service to more than 1,000 destinations worldwide. Their pricing scheme is dramatically different from other loyalty programs, which means amazingly good deals on some itineraries, and horrible value on others.

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AP 225 Checklist for Opening a New Rewards Card

Next week, we’ll be talking about our favorite websites and essential tools for travel hackers. Send us your questions and share your favorite resources at www.abroaders.com/218

This weeks episode features an interview Mikkel Thorup, host of the popular podcast, "The Expat Money Show" and expert on living and working abroad. www.abroaders.com/216

Air France / KLM takes a step towards pricing awards based on the cost of a paid ticket, Iberia launches an award sale on business class to Madrid and Barcelona, and we break down how to save miles booking Delta flights with partner miles. www.abroaders.com/210

Even when you use the right rewards card to pay for travel, sometimes it can be a ton of effort to get big companies to pay out the compensation you deserve when things go wrong. Today's show features an in-depth analysis of how to manage the claims process, and an interview with the CEO of a company on a mission to make filing for delayed flight compensation effortless. www.abroaders.com/207

A few of the top rewards programs offer seasonal or destination based discounts on award tickets. Today, we dive into American Reduced Mileage Awards, FlyingBlue Promo awards, and a few other discount programs that can help you spend fewer points on your next flight. www.abroaders.com/205

This week we dive into new routes to Africa, a new twist on IHG Points Breaks, and tips for monitoring award availability to snag your next flight. www.abroaders.com/204

Are premium travel cards with high annual fees worth it? Despite the high price tag, these cards offer benefits that far outweigh the costs for some travelers. Today, we’ll compare the Amex Platinum, Chase Sapphire Reserve, and Citi Prestige to help you decide if one (or more) of these high-end cards is a good fit for you. www.abroaders.com/202

Korean Airlines offers an elite business and first class product for travel from North America to Asia. Like Singapore and Lufthansa, Korean offers extra availability to members of their Skypass frequent flyer program. Today, we’ll cover how to use Chase Ultimate Rewards to book these tickets, and how to navigate Koreans unique award redemption process with minimal effort. www.abroaders.com/201.

Did you know your rewards card can reimburse you if your checked bags go missing or pay for your hotel a flight delay forces you to stay overnight?

In this episode, Erik breaks down the 3 most useful types of travel insurance provided by rewards cards and helps you navigate the fine print to get the coverage you deserve. www.abroaders.com/200